Terms of Service

Agreement to Terms

By accessing or using the Texian Insurance Agency website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Services Provided

Texian Insurance Agency is an independent insurance agency licensed in Texas. We provide:

• Insurance quotes and policy comparisons
• Insurance policy sales and servicing
• Claims assistance and advocacy
• Policy reviews and consultations
• Educational resources and information

No Guarantee of Coverage

Requesting a quote or submitting an application does not guarantee that insurance coverage will be issued. All applications are subject to underwriting approval by the insurance carrier. We reserve the right to decline to quote or bind coverage for any reason permitted by law.

Accuracy of Information

You agree to provide accurate, complete, and truthful information when:

• Requesting quotes or applying for insurance
• Filing claims or updating policy information
• Communicating with our agency or carriers

Providing false or misleading information may result in denial of coverage, cancellation of your policy, or denial of claims. It may also constitute insurance fraud, which is a crime.

Website Use

You agree not to:

• Use our website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Transmit viruses, malware, or other harmful code
• Scrape, copy, or reproduce our content without permission
• Interfere with the proper functioning of our website
• Impersonate another person or entity

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Texian Insurance Agency or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute our content without our written permission.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content, privacy practices, or terms of use. Access third-party sites at your own risk.

Insurance Policies

Important information about insurance policies obtained through our agency:

• Your insurance policy is a contract between you and the insurance carrier, not Texian Insurance Agency
• The insurance carrier is solely responsible for coverage determinations and claim payments
• We act as your agent to help you obtain and service your policies, but we do not assume the carrier's obligations
• Always read your policy documents carefully and contact us with any questions
• Coverage is not bound until you receive written confirmation from the carrier

Limitation of Liability

To the fullest extent permitted by law, Texian Insurance Agency and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services, even if we have been advised of the possibility of such damages.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. Information on our website is for general purposes only and should not be relied upon as legal, financial, or professional advice.

Indemnification

You agree to indemnify and hold harmless Texian Insurance Agency from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising out of your use of our website or services, your violation of these Terms, or your violation of any rights of another party.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the courts of Bell County, Texas.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website or services after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us: