Build Texas with Confidence
From ground-breaking to ribbon-cutting, we protect your construction projects. Builders risk, liability, wrap-ups, and more.
Construction Coverage Solutions
Builders Risk
Coverage for buildings under construction.
- New construction
- Renovations
- Materials on-site
- Theft & vandalism
General Liability
Protection from third-party claims on job sites.
- Bodily injury
- Property damage
- Completed operations
- Products liability
Workers Compensation
Coverage for construction workers.
- All trade classes
- Experience mod management
- Pay-as-you-go
- Return to work programs
Equipment Coverage
Protect your heavy equipment and tools.
- Owned equipment
- Leased/rented
- Small tools
- Contractors equipment
Wrap-Up Programs
OCIP and CCIP coverage for large projects.
- Owner-controlled (OCIP)
- Contractor-controlled (CCIP)
- Rolling programs
- Project-specific
Surety Bonds
Bid, performance, and payment bonds.
- Bid bonds
- Performance bonds
- Payment bonds
- Subdivision bonds
Projects We Insure
We work with builders and developers on projects of all sizes across Texas.
Residential
Single-family, townhomes, condos
Commercial
Office, retail, mixed-use
Industrial
Warehouses, manufacturing
Institutional
Schools, hospitals, government
Infrastructure
Roads, bridges, utilities
Subdivisions
Master-planned communities
Renovations
Remodels and additions
Site Work
Grading, utilities, landscaping
Builder Partnerships
We partner with home builders to provide coverage for new construction buyers.
For Builders
- Refer your buyers to us for home insurance
- We handle coverage from closing day
- Fast turnaround for title requirements
For Buyers
- New construction specialists
- Coverage from day one of ownership
- Builder's warranty coordination
Protect Your Next Project
From single-family homes to commercial developments, we have the coverage you need. Get a quote from our construction specialists.
Construction Insurance FAQs
What is builders risk insurance?
Builders risk insurance protects buildings under construction from damage due to fire, weather, theft, and other perils. It covers the structure, materials on-site, and often materials in transit. Coverage typically begins at ground-breaking and ends when the building is complete or occupied.
Who needs builders risk insurance?
The property owner, general contractor, or developer typically purchases builders risk. The policy often names multiple parties as insureds. For home construction, the buyer may need to have coverage ready before closing.
What is an OCIP or wrap-up program?
An OCIP (Owner Controlled Insurance Program) or CCIP (Contractor Controlled Insurance Program) provides a single insurance program for an entire construction project, covering the owner, GC, and all subs. This is common on large commercial projects.
Do you provide certificates of insurance quickly?
Yes! We understand construction timelines. We can provide certificates of insurance same-day in most cases, and we're set up to handle additional insured endorsements quickly.