License bonds, performance bonds, bid bonds, and specialty surety for Texas businesses. Fast approvals from 1% of the bond amount.
From contractor license bonds to freight broker bonds, we provide fast approvals and competitive rates for all commercial surety needs
Required for general contractors, specialty trades, and construction businesses to obtain or maintain state and local licenses.
Guarantee project completion according to contract terms. Required for public works and many private construction projects.
Guarantee that winning bidders will enter into the contract at the bid price. Essential for public project bidding.
Protect subcontractors and suppliers by guaranteeing payment for labor and materials on bonded projects.
Required by Texas DMV for all motor vehicle dealers. Protects consumers from dealer fraud and misrepresentation.
BMC-84 bonds required by FMCSA for freight brokers and forwarders. $75,000 minimum bond required.
Required for estate administrators, guardians, and various court proceedings.
Protect clients from employee theft and dishonesty. Common for janitorial, home health, and service businesses.
Specialized surety bond programs for Texas industries
License, performance, bid, and payment bonds for all construction trades
All Texas DMV-required bonds for vehicle sales and services
FMCSA and TxDMV bonds for freight and transportation
License and permit bonds for licensed professionals
Bonds for oil & gas, mining, and utility operations
Bonds required for state and federal government work
Most license and permit bonds issued within hours
Competitive premiums for qualified applicants
Bad credit programs available for most bonds
Local knowledge of state and municipal requirements
While Texas doesn't require a statewide contractor license, many cities require contractor registration bonds:
Texas DMV requires motor vehicle dealer bonds:
A surety bond is a three-party agreement between the principal (you), the obligee (the entity requiring the bond), and the surety (the insurance company backing the bond). It guarantees that you will fulfill your obligations, whether completing a contract, following regulations, or paying debts. Unlike insurance, if a claim is paid, you must repay the surety.
Surety bond premiums typically range from 1% to 15% of the bond amount, depending on the bond type, your credit score, and business financials. A $25,000 contractor license bond might cost $250-$500/year with good credit, while a $75,000 freight broker bond might cost $750-$3,750/year.
Many standard license and permit bonds can be issued same-day with instant approval. Contract bonds (bid, performance, payment) typically take 1-5 business days depending on project size and complexity. Large construction bonds may require more extensive underwriting.
Most surety bonds require a minimum credit score of 650 for standard rates. Scores above 700 qualify for the best rates. Bad credit options are available but with higher premiums—typically 5-15% of the bond amount instead of 1-3%.
A performance bond guarantees you will complete the project according to contract terms. A payment bond guarantees you will pay your subcontractors, laborers, and suppliers. Federal projects over $150,000 (Miller Act) and most Texas public works require both.
Yes, we work with specialty surety markets that write bonds for contractors and businesses with challenged credit. Expect higher premiums and possibly collateral requirements. Some bonds like auto dealer bonds have bad credit programs starting at 10-15% of the bond amount.
Fast approvals, competitive rates, and expert service. Most bonds issued same-day.