Attract and retain top talent with competitive health, dental, vision, life, and disability benefits. Plans for 2 to 500+ employees.
Build a competitive benefits package that attracts talent and keeps employees healthy and productive
Major medical coverage for employees and their families. PPO, HMO, and HDHP options with HSA compatibility.
Preventive, basic, and major dental coverage. Keep employees smiling with comprehensive dental benefits.
Eye exams, glasses, and contact lens coverage. Affordable vision care for your workforce.
Financial protection for employees' families. Basic and supplemental life coverage options.
Income replacement when employees can't work. Short-term and long-term disability options.
Additional coverage employees can elect. Popular supplements that enhance your benefits package.
From small teams to large enterprises, we have benefits solutions that fit your workforce
Small group health plans with simplified enrollment
Mid-sized group plans with more carrier options
Large group experience-rated plans
Enterprise-level benefits programs
Typical size: 10-500
Health, STD/LTD, life, oilfield-specific WC
Typical size: 5-200
Health, dental, accident, voluntary benefits
Typical size: 10-250
Health, DOT physicals, disability
Typical size: 25-500
Health, dental, vision, life, disability
Typical size: 5-100
Health, dental, vision, retirement
Typical size: 10-150
Health, voluntary benefits, part-time options
Compare quotes from 10+ carriers to find the best fit and price
We handle employee meetings, enrollment, and ongoing support
ACA, ERISA, COBRA guidance to keep you compliant
Texas-based team familiar with regional carriers and networks
In Texas, you can get small group health insurance with as few as 2 employees (including the owner for some carriers). Most carriers require 2-5 eligible employees to form a group, and at least 70% of eligible employees must enroll.
Group health insurance in Texas typically costs $400-$700 per employee per month for employee-only coverage, depending on plan design, age demographics, industry, and location. Family coverage adds $800-$1,500 monthly. Employers typically pay 50-100% of employee premiums.
Yes. While ACA requires coverage only for employees working 30+ hours/week, many carriers offer voluntary benefits (dental, vision, life, accident) to part-time employees. Some health plans also allow part-time enrollment if you pay the full premium.
Level-funded plans combine the predictability of fully insured premiums with the potential savings of self-funding. You pay a fixed monthly amount covering claims fund, admin fees, and stop-loss. If claims are lower than expected, you may receive a refund. Popular for groups of 10-100 employees.
You must offer benefits consistently within employee classes (e.g., full-time vs. part-time, management vs. hourly). You can have different contribution levels or plan options for different classes, but the classification must be non-discriminatory.
Unlike individual health insurance, group benefits don't follow the ACA open enrollment calendar. Your group renewal date becomes your annual enrollment period. New employees typically have 30-60 days from hire date to enroll (special enrollment period).
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